
Three Waters Resort and Marina
Best for resort-style stays, families, and guests who want multiple pools, beaches, and lots of on-site dining and activities.
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Three Waters Resort and Marina is an Islamorada waterfront resort with multiple beaches, pools, dining venues and a 72-slip marina — good for families, boaters, and travelers who want resort amenities and on-site water activities. Holiday Inn Key Largo is a mainstream, branded 3-star hotel near the Key Largo marina area — a practical choice for travelers who want a recognizable hotel chain, meeting space, and straightforward marina access.
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Best for resort-style stays, families, and guests who want multiple pools, beaches, and lots of on-site dining and activities.

Best for travelers who want a dependable branded hotel with meeting space, a single outdoor pool, and direct marina access in Key Largo.
When Three Waters wins: choose Three Waters Resort and Marina if you want an Islamorada destination property with multiple restaurants and bars, three year-round pools (including an adults-only Cove), private beaches, a large marina for charters, and a resort-fee package that includes water taxi and activity rentals. It’s set up as a stay-within-a-resort collection for families, groups and boaters.
When Holiday Inn Key Largo wins: pick Holiday Inn Key Largo if you prefer a midscale, familiar-brand hotel with meeting and conference space, a single outdoor pool and hot tub, and simple marina access near Key Largo attractions. It’s a straightforward option for business travelers, convention groups, or anyone prioritizing a known chain and conference facilities.
Bottom line: Both work for practical Upper Keys getaways. If you want a full resort program, multiple beaches and restaurants and a marina-centered leisure stay, Three Waters is the better fit. If you want a dependable, branded hotel with conference space and basic marina access in Key Largo, Holiday Inn Key Largo is a solid, simpler choice.
| Category | Three Waters Resort and Marina | Holiday Inn Key Largo |
|---|---|---|
| Overall vibe | Resort-destination with multiple on-site activities, dining venues, beaches and three pools. | Mainstream, business-district hotel with marina access and conference facilities. |
| Location (town) | Islamorada (Mile Marker 84). | Key Largo (99701 Overseas Hwy). |
| Size (rooms) | 214 rooms, suites and cottages. | 132 air-conditioned rooms. |
| Ages / audience | All-ages resort overall; The Cove is adults-only (21+) enclave. | All ages (not adults-only); family-friendly policies include children eating free breakfast under 11 (per hotel listing). |
| Pools | Three pools (Kokomo swim-up, Overseas, The Cove adults-only) open year-round. | One outdoor pool and one hot tub; pool hours and access per hotel policy. |
| Beach / waterfront | Private beaches on property (several, plus Cove private beach). | Described as a beach hotel with marina on site (beach access described in listing). |
| Marina & boating | Full-service marina with 72 slips, fishing charters and water-sport rentals. | Marina on site with boat tours, dock and motor boating on site. |
| Dining & bars | Nine+ on-site outlets including Kindler Wood-Fired Fare (signature), Little Limón rooftop, Tiki Bar, Kokomo swim-up bar and others. | Two restaurants, a poolside bar and 24-hour room service (limited hours); breakfast buffet available for a fee. |
| Meetings & events | Extensive indoor/outdoor event spaces and multiple beach wedding venues (large capacities). | About 6000 sq ft conference space and 3 meeting rooms (conference-friendly). |
| Fitness & wellness | Open-air fitness center, 21+ Wave Motion Studio, and oceanside massages (Ooh La La). | 24-hour fitness facility; 'Health or beauty spa nearby' (no named on-site full spa published). |
Three Waters sits at mile marker 84 in Islamorada on 15 waterfront acres where the Atlantic, Florida Bay and Gulf meet.
Choose Three Waters if you want a more extensive waterfront resort setting and easy access to Islamorada attractions.
Holiday Inn Key Largo sits in Key Largo’s business district near the marina area and local attractions.
Choose Holiday Inn Key Largo for a practical base close to Key Largo attractions and marina services.
Three Waters offers 214 rooms, suites and cottages with numerous room types including adult-only Cove rooms and oceanfront suites.
Three Waters gives a wide range of room types for families, groups and adults seeking an adults-only option within the property.
Holiday Inn Key Largo has 132 standard guest rooms in familiar Holiday Inn configurations.
Holiday Inn Key Largo delivers predictable, branded rooms in a compact inventory with accessible room options.
Three Waters has a broad food-and-drink program with multiple venues for different moods and age groups.
Three Waters is best if you want variety of on-site dining and evening options without leaving the property.
Holiday Inn Key Largo offers two restaurants, poolside bar service and limited room service.
Holiday Inn Key Largo covers basics for meals and snacks but lacks the breadth of dining options you’ll find at Three Waters.
Three Waters centers guest life around beaches, three pools and a full-service marina.
If pools, private beaches and marina activities matter, Three Waters is the stronger leisure option.
Holiday Inn Key Largo provides standard hotel pool and marina access.
Holiday Inn offers practical pool and marina facilities but on a smaller, single-pool scale than Three Waters.
Three Waters runs organized water activities, on-site massages, fitness spaces and nightly live-music options.
Three Waters mixes fitness, watersports and nightly entertainment across a resort-scale amenity set.
Holiday Inn Key Largo covers fitness and basic leisure amenities with a 24-hour fitness center and nearby dive/snorkel options.
Holiday Inn suits guests focused on exercise, diving/snorkeling excursions and conference-style programming rather than resort nightlife.

Three Waters — multiple pools, kids’ activities, an arcade, soft-serve window and family-friendly beaches.

Three Waters — a full-service 72-slip marina with fishing charters and the deepest channel in the Upper Keys.

Holiday Inn Key Largo — branded conference facilities with about 6000 sq ft of meeting space and three meeting rooms.

Holiday Inn Key Largo — a familiar 3-star chain experience with straightforward rooms, meeting amenities and a marina-side location.
Three Waters is set up for families with multiple pools, beaches, kids’ activities and casual dining outlets; The Cove provides a separate adults-only enclave if needed.
No. Three Waters charges a nightly resort fee that covers select rentals, water taxi, shuttle, self-parking and enhanced Wi‑Fi; neither property is all-inclusive and Holiday Inn charges for buffet breakfast when applicable.
Three Waters has a full-service marina with 72 slips and a deep channel; Holiday Inn Key Largo lists a marina and boat tours but Three Waters is the larger marina operation.
No. Holiday Inn Key Largo is not adults-only.
Explore how Three Waters Resort and Marina stacks up against other hotels nearby:
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