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Three Waters Resort and Marina Islamorada, Florida
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Hotel comparison guide

Three Waters Resort and Marina vs Coconut Cove Resort and Marina

Three Waters Resort and Marina is a large, family-friendly Islamorada resort with multiple beaches, three pools, a 72-slip marina and a broad set of dining venues; read this if you want a full-service Florida Keys resort with varied restaurants and family and adults-only areas. Coconut Cove Resort and Marina is a smaller, casual waterfront Islamorada property with a marina and complimentary continental breakfast; read this if you want a simple, lower-key resort-and-marina stay close to Windley Key.

Updated · about 0.8 km apart

Aerial view of Three Waters Resort and Marina pool, decks and oceanfront shoreline.

Three Waters Resort and Marina

Large waterfront resort · Multiple pools & beaches · Extensive dining

Best for families and groups who want lots of on-site dining, activities, and a full-service marina.

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Coconut Cove Resort and Marina, Islamorada, Florida

Coconut Cove Resort and Marina

Casual waterfront resort · Small property · Marina on site

Best for travelers seeking a straightforward, affordable waterfront stay with marina access and a casual vibe.

Quick Verdict: Three Waters Resort and Marina vs Coconut Cove Resort and Marina

When Three Waters Resort and Marina wins: choose Three Waters if you want a wide range of on-site restaurants and bars, multiple pools and beaches (including an adults-only enclave), a larger full-service marina, and resort services like a nightly resort fee that bundles bike and water rentals plus a water taxi to sister properties.

When Coconut Cove Resort and Marina wins: pick Coconut Cove if you prefer a smaller, more casual waterfront property with a compact set of practical amenities (free continental breakfast, outdoor pool, marina access) and an easier, quieter footprint.

Bottom line: Three Waters is the fuller-service, restaurant-forward resort for families and guests who want resort amenities and multiple experiences on-site; Coconut Cove is a simpler, budget-conscious marina-front option for travelers who prioritize location and a casual stay over variety.

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Three Waters Resort and Marina vs Coconut Cove Resort and Marina – At a Glance

Side-by-side facts for Three Waters Resort and Marina and Coconut Cove Resort and Marina
CategoryThree Waters Resort and MarinaCoconut Cove Resort and Marina
Overall vibeFull-service, resort collection feel with family and adults-only areasCasual, small waterfront hotel-and-marina
Location84001 Overseas Highway, waterfront at mile marker 84, access to nearby attractions and water taxi to sister resorts84801 Overseas Highway, on the waterfront and a short walk to Windley Key Fossil Reef Geological State Park
Size214 rooms, suites, and cottages across 15 waterfront acres20 air-conditioned rooms
Ages / audienceAll ages welcome; The Cove is a 21+ resort-within-a-resortAll ages welcome (children 12 and under stay free in parent/guardian room per supplier policies)
Pools & beachThree year-round pools (including an adults-only Cove pool) and multiple beaches (private Cove beach + others)One outdoor pool; free beach cabanas and beach towels; waterfront location
Restaurants & barsNine+ on-site venues including Kindler Wood-Fired Fare (signature), Little Limón rooftop, Tiki Bar, Kokomo swim-up bar, and casual outletsNo signature on-site fine-dining listed; property offers common-area coffee/tea and complimentary continental breakfast; barbecue grills
Spa & wellnessOceanside massages (onsite beach massage), open-air fitness center and Wave Motion Studio (21+)Fitness facilities listed and access to outdoor recreation; no named spa services published
Marina & boatingFull-service marina with 72 slips (including transient slips), deepest Upper Keys channelMarina on site and on-water activities and fishing on site
Free breakfastNot published as complimentary; Three Waters has multiple dining options but breakfast inclusion varies (resort fee includes some welcome items)Complimentary continental breakfast served daily (9:00 AM–11:00 AM)
Parking & transportSelf-parking included in nightly resort fee; Rum Runner water taxi and daily shuttle to sister propertiesFree self parking on site

A Look Inside Three Waters Resort and Marina

Three Waters Resort and Marina: rooms & suitesRooms & suitesThree Waters Resort and Marina: pools & beachPools & beachThree Waters Resort and Marina: diningDiningThree Waters Resort and Marina: spa & wellnessSpa & wellness
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Location: Three Waters vs Coconut Cove

Three Waters Resort and Marina – Location

Three Waters sits at 84001 Overseas Highway on 15 waterfront acres at mile marker 84 with direct marina access and proximity to local attractions.

  • Short walk to Windley Key Fossil Reef Geological State Park and Theater of the Sea.
  • Onsite marina with transfer options (water taxi) to sister properties.
  • Nearby driving access to History of Diving Museum and Islamorada Brewery & Distillery.

Choose Three Waters for a bigger property with more on-site infrastructure and easy water connections to nearby resort sites.

Coconut Cove Resort and Marina – Location

Coconut Cove is a small waterfront property at 84801 Overseas Highway, directly on the water and a one-minute walk from Windley Key Fossil Reef Geological State Park.

  • Waterfront location with immediate access to local marine activities and fossil reef park nearby.
  • Short drives to History of Diving Museum and local shops like Rain Barrel Village.
  • Front-desk hours are limited; after-hours check-in is not available.

Pick Coconut Cove if you want a straightforward waterfront location near Windley Key without the scale of a large resort.

Rooms: Variety and scale

Three Waters Resort and Marina – Rooms

Three Waters provides 214 rooms, suites, and cottages in many configurations, including adults-only Cove rooms and family suites.

  • 25 named room types covering standard rooms, suites, oceanfront and Cove (21+) options.
  • Family-friendly suites with sofa beds and multi-bedroom options available.
  • Accessible room types and mobility/hearing-accessible suites offered.

Three Waters suits travelers who want a wide range of room types and options for families or adults-only stays.

Coconut Cove Resort and Marina – Rooms

Coconut Cove has 20 air-conditioned rooms across a range of studios, cottages, and family cabins.

  • Room types include Traditional Room, Deluxe Queen Room, Cottage, Classic Studio, King Suite with Balcony, and Family Cabin with kitchen.
  • Many rooms include kitchens or kitchenettes and private patios.
  • Smaller inventory means fewer room-type choices and less on-site inventory flexibility.

Coconut Cove is a good fit if you want a compact property with some kitchen-equipped rooms and basic waterfront lodging.

Dining & drinks: How they differ

Three Waters Resort and Marina – Dining & drinks

Three Waters emphasizes many on-site dining choices from casual pizza and swim-up bars to a signature wood-fired restaurant and rooftop bar.

  • Kindler Wood-Fired Fare is the resort’s signature restaurant (breakfast, brunch, dinner).
  • Little Limón rooftop and Tiki Bar offer elevated and iconic Islamorada drinking options.
  • Multiple casual outlets include Islamorada Pizza Co., Kokomo swim-up bar, Lucky Twist, and Starbucks.

If dining variety and venues—from casual to elevated—matter, Three Waters is the clear choice.

Coconut Cove Resort and Marina – Dining & drinks

Coconut Cove’s meal offering is modest and practical, with complimentary continental breakfast and common-area coffee/tea.

  • Complimentary continental breakfast served daily 9:00 AM–11:00 AM.
  • Property lists barbecue grills and picnic areas for self-catering.
  • No signature on-site restaurants or bars are published in the supplier listing.

Coconut Cove works for guests who plan light breakfasts on-site and prefer off-property dining or self-catering for other meals.

Pools, beach & signature amenity

Three Waters Resort and Marina – Pools, beach & signature amenity

Three Waters offers three year-round pools, multiple beaches and a dedicated adults-only Cove pool and beach area.

  • Kokomo Pool includes a swim-up bar (11:00 AM–sunset) — the only swim-up bar in the Keys per listing.
  • The Cove provides a 21+ private walk-in beach and pool for adults.
  • Resort fee includes pool/beach loungers, towels, and water-activity rentals.

Three Waters is for guests who want multiple pools, a segregated adults-only area, and built-in poolside dining options.

Coconut Cove Resort and Marina – Pools, beach & signature amenity

Coconut Cove has one outdoor pool and offers beach cabanas, towels, and direct waterfront access.

  • One number-of-outdoor-pools listed (1) with 24-hour pool access noted.
  • Free beach cabanas and beach towels provided.
  • Onsite recreational options include kayaking, snorkeling nearby, and fishing on site.

Coconut Cove is suitable for travelers happy with a single pool and simple beach comforts.

Wellness, nightlife & activities

Three Waters Resort and Marina – Wellness, nightlife & activities

Three Waters supports wellness with open-air fitness spaces and oceanside massages, plus nightly entertainment at venues like the Tiki Bar.

  • Oceanside massages (Ooh La La / Oo La La) available on the beach; 24-hour fitness options and a 21+ Wave Motion Studio.
  • Live music at the Tiki Bar on select evenings and happy hour offerings at several venues.
  • Onsite activities include snorkeling, paddleboarding, and access to a full-service marina with fishing charters.

Three Waters blends fitness, spa experiences, and evening entertainment for varied interests.

Coconut Cove Resort and Marina – Wellness, nightlife & activities

Coconut Cove focuses on low-key recreation and practical fitness offerings rather than branded spa services.

  • Fitness facilities listed; nearby outdoor recreation includes mountain biking, hiking/biking trails, and ecotours.
  • On-site options include motor boating, kayaking, snorkeling, diving nearby, and fishing on site.
  • Front desk hours are limited; late or after-hours arrivals are not supported.

Choose Coconut Cove for simple activity access and marina-focused recreation without a dedicated on-site spa program.

Who Wins? Best Pick by Travel Style

Best for dining variety
Three Waters Resort and Marina lobby seating area with green chairs and sculptural stone feature.

Three Waters Resort and Marina

Three Waters — many on-site venues including a signature wood-fired restaurant, rooftop bar, swim-up bar and casual outlets.

Best for a compact waterfront stay
Coconut Cove Resort and Marina, Islamorada, Florida

Coconut Cove Resort and Marina

Coconut Cove — small property with straightforward waterfront rooms and a marina on site.

Best for families & mixed groups
Three Waters Resort and Marina lobby lounge with velvet chairs and wood display shelving.

Three Waters Resort and Marina

Three Waters — multiple pools, family beaches, kids’ activities and a wide range of room types.

Best for a lower-key budget option
Coconut Cove Resort and Marina, Islamorada, Florida

Coconut Cove Resort and Marina

Coconut Cove — fewer amenities but complimentary continental breakfast and simple marina access.

Frequently asked questions

Three Waters Resort and Marina vs Coconut Cove Resort and Marina: FAQs

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Which property is better for dining on-site?

Three Waters has many on-site dining venues, including Kindler Wood-Fired Fare and a rooftop bar; Coconut Cove offers a complimentary continental breakfast but no published signature restaurants.

Do both hotels have marinas?

Yes. Three Waters has a full-service 72-slip marina; Coconut Cove also lists a marina on site.

Which is better for an adults-only experience?

Three Waters offers The Cove, a 21+ resort-within-a-resort with its own pool and beach; Coconut Cove is not adults-only.

Are breakfasts included?

Coconut Cove includes a complimentary continental breakfast daily. Three Waters does not publish a complimentary breakfast for all stays; dining options are available on site and the resort fee includes some welcome items and rental perks.

More Three Waters Resort and Marina Comparison Guides

Explore how Three Waters Resort and Marina stacks up against other hotels nearby:

Private pool cabana and loungers with ocean view at Three Waters Resort and Marina
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