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Three Waters Resort and Marina Islamorada, Florida
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Hotel comparison guide

Three Waters Resort and Marina vs Baker's Cay Resort Key Largo, Curio Collection

Three Waters Resort and Marina is a larger Islamorada waterfront resort with a marina, multiple pools and many dining venues; read this if you want an active Keys stay with boating, family options and social spots. Baker's Cay Resort Key Largo, Curio Collection is a Hilton-affiliated Key Largo beachfront resort; read this if you want a recognizable-brand, relaxed waterfront stay with resort services and conference facilities.

Updated · about 13 miles apart

Aerial view of Three Waters Resort and Marina pool, decks and oceanfront shoreline.

Three Waters Resort and Marina

Marina · Multiple pools · Lively dining scene

Best for boaters, families, and guests who want many on-site dining and activity choices tied to a full-service marina.

Baker's Cay Resort Key Largo, Curio Collection, Key Largo, Florida

Baker's Cay Resort Key Largo, Curio Collection

Hilton Curio · Beachfront · Conference-friendly

Best for travelers who want a Hilton-branded beachfront resort in Key Largo with meeting space and straightforward resort services.

Quick Verdict: Three Waters Resort and Marina vs Baker's Cay Resort Key Largo, Curio Collection

When Three Waters wins: Choose Three Waters Resort and Marina if you want a marina with 72 slips, lots of on-site dining and bars (including a swim-up bar and historic Tiki Bar), three pools including an adults-only Cove area, and ready access to boats, fishing charters and inter-resort water taxi service — it’s the more social, marina-driven property.

When Baker's Cay wins: Choose Baker's Cay Resort Key Largo, Curio Collection if you prefer a Hilton Curio-branded Key Largo beach resort with two outdoor pools, conference facilities and classic resort services (24-hour business center, multiple bars/lounges, concierge) in a compact, familiar-brand package.

Bottom line: Both put you on Keys waterfronts, but Three Waters leans into boating, varied F&B and a livelier, multi-venue atmosphere; Baker’s Cay is a solid, Hilton-affiliated beachfront option if you want simpler, service-oriented resort facilities and meeting space in Key Largo.

Three Waters Resort and Marina vs Baker's Cay Resort Key Largo, Curio Collection – At a Glance

Side-by-side facts for Three Waters Resort and Marina and Baker's Cay Resort Key Largo, Curio Collection
CategoryThree Waters Resort and MarinaBaker's Cay Resort Key Largo, Curio Collection
Overall vibeMarina-focused, social, multiple venues and family-friendly with an adults-only enclaveCalmer Hilton Curio waterfront resort focused on relaxation and meetings
LocationIslamorada (mile marker ~84), on 15 waterfront acres where Atlantic, Bay and Gulf meetKey Largo (97000 Overseas Hwy), beachfront on the ocean side
Size (rooms)214 rooms, suites and cottages200 guestrooms
Ages / policyAll-ages resort with a 21+ adults-only section (The Cove) and family-friendly pools/activitiesAll-ages resort (not adults-only)
PoolsThree outdoor pools (including an adults-only Cove pool) and swim-up Kokomo barTwo outdoor pools and one hot tub
Beach / waterfrontPrivate beaches and multiple beach venues across the property (including Cove beach)Private beach access and beach loungers/umbrellas
Marina / boatingFull-service 72-slip marina with fishing charters and deepest channel in Upper KeysBoat/boat tours and nearby marinas; boat on site and tours available
Restaurants & barsNine+ onsite dining destinations (Kindler, Little Limón rooftop, Mercado Morada, Tiki Bar, Islamorada Pizza Co., Kokomo swim-up, Lucky Twist, Starbucks, Hideaway)Two restaurants (including Calusa), a coffee shop, 4 bars/lounges and a poolside bar
Spa & wellnessOceanside massages and open-air fitness center; 21+ Wave Motion Studio at The CoveSpa treatment rooms available and fitness/fitness classes on site
Meetings & eventsExtensive waterfront event space and multiple indoor/outdoor venues (large beach capacities)Large conference center with ~16,996 sq ft and 10 meeting rooms
Brand / affiliationMarriott Tribute Portfolio (reopened 2024)Hilton Curio Collection

A Look Inside Three Waters Resort and Marina

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Location: Islamorada (Three Waters) vs Key Largo (Baker's Cay)

Three Waters Resort and Marina – Location

Three Waters sits at mile marker ~84 on 15 waterfront acres in Islamorada with immediate marina access.

  • Close to attractions like Theater of the Sea and Windley Key Fossil Reef (about a 10–15 minute walk to some nearby sites).
  • Offers a complimentary Rum Runner water taxi to two sister properties and a local shuttle within the area.
  • About 77 miles / roughly a 100‑minute drive from Miami International Airport.

Choose Three Waters for a more activity-packed Islamorada base with convenient marina access and inter-resort water taxi.

Baker's Cay Resort Key Largo, Curio Collection – Location

Baker's Cay is located on Overseas Highway in Key Largo with direct oceanfront access.

  • Private beach and beach amenities such as loungers and umbrellas are on site.
  • Close to REEF Ocean Exploration Center and John Pennekamp Coral Reef State Park by car.
  • Hilton-branded property with standard resort services and on-site concierge.

Choose Baker's Cay if you want a straightforward beachfront Key Largo stay with easy access to local marine attractions.

Rooms: variety & capacity

Three Waters Resort and Marina – Rooms

Three Waters offers 214 rooms, suites and cottages across multiple room types, including The Cove adults-only options.

  • Rooms include ocean-view, marina-view, suites with sofa beds and several Cove-specific (21+) rooms and suites.
  • Free Wi‑Fi in rooms and public areas; enhanced Wi‑Fi included in the resort fee.
  • Pet policy allows dogs with a $150 non-refundable fee (max two dogs per room); service dogs exempt.

Three Waters provides broad room choices for families and adults wanting a separate adults-only enclave.

Baker's Cay Resort Key Largo, Curio Collection – Rooms

Baker's Cay has 200 guestrooms with private balconies and pillowtop beds.

  • Rooms feature LCD TVs, complimentary wired internet access and satellite programming.
  • Private bathrooms with designer toiletries and hair dryers; some rooms have private balconies.
  • Hotel policies include a 21+ minimum to check in and fees for parking and optional breakfast.

Baker's Cay supplies standard, comfortable rooms in a Hilton Curio package with beach-facing options.

Dining & drinks: how they differ

Three Waters Resort and Marina – Dining & drinks

Three Waters emphasizes a wide, varied dining program across nine+ venues from casual to elevated.

  • Kindler Wood-Fired Fare is the signature restaurant (breakfast, brunch, dinner) with live-fire cooking.
  • Little Limón rooftop offers elevated Latin/Asian-inspired dishes with 270° ocean views; Tiki Bar hosts live music and historic Rum Runner heritage.
  • Family-friendly casual options include Islamorada Pizza Co., Kokomo swim-up bar and Lucky Twist soft-serve.

Three Waters is for guests who want lots of on-property choices and different atmospheres across casual and elevated venues.

Baker's Cay Resort Key Largo, Curio Collection – Dining & drinks

Baker's Cay offers two restaurants (notably Calusa) plus multiple bars and a coffee shop.

  • Calusa is one of the resort’s signature dining outlets; room service is available during limited hours.
  • Property lists four bars/lounges and a poolside bar plus a beach bar for relaxed waterfront drinking.
  • Buffet breakfasts are offered for a surcharge on specified hours on weekdays and weekends.

Baker's Cay keeps dining simpler and focused on standard resort offerings and several bar/lounge options.

Pools & beach: family areas vs quieter spaces

Three Waters Resort and Marina – Pools & beach

Three Waters provides three year-round pools, multiple beaches and a swim-up bar for active days by the water.

  • Kokomo is the Keys’ only swim-up pool bar (open 11 AM–sunset) serving cocktails and light bites.
  • The Cove has an adults-only pool and a private walk-in beach for guests 21+.
  • Pool hours are year-round from 8 AM to sunset; beach loungers and towels are provided (resort fee covers certain amenities).

Three Waters gives both family-oriented and adults-only pool/beach options on the same property.

Baker's Cay Resort Key Largo, Curio Collection – Pools & beach

Baker's Cay features two outdoor pools, a hot tub and private beach access for leisurely beach days.

  • Poolside bar and a beach bar serve drinks; pool sun loungers and umbrellas are available.
  • Water-sport options nearby include snorkeling, scuba diving and boat tours arranged through the resort.
  • Beach towels and beach umbrellas are listed among amenities; some services may carry fees.

Baker's Cay is focused on straightforward pool and beach relaxation with typical resort water‑sport options nearby.

Wellness & nightlife: spa, fitness and evening options

Three Waters Resort and Marina – Wellness & nightlife

Three Waters offers oceanside massage services, an open-air fitness center and multiple evening venues.

  • Oceanside massage service (Ooh La La) provides beachside treatments with ocean views.
  • Outdoor Fitness Center open early to late and Wave Motion Studio for 21+ guests at The Cove.
  • Evening options include live music at the Tiki Bar and rooftop dining/drinks at Little Limón.

Pick Three Waters if you want beachfront spa treatments plus lively evening activity options across venues.

Baker's Cay Resort Key Largo, Curio Collection – Wellness & nightlife

Baker's Cay lists spa treatment rooms and fitness classes along with evening lounges and bars.

  • Spa treatment rooms are available by reservation; reservations for some services are recommended.
  • Fitness classes and a fitness area are offered on site, plus a 24-hour business center for work needs.
  • Several bars and a poolside scene provide relaxed nighttime options rather than a club atmosphere.

Baker's Cay fits guests who prefer quieter hotel bars and standard spa/fitness services under a major brand.

Who Wins? Best Pick by Travel Style

Best for boaters & anglers
Three Waters Resort and Marina lobby seating area with green chairs and sculptural stone feature.

Three Waters Resort and Marina

Three Waters — full-service 72-slip marina, fishing charters and the deepest channel in the Upper Keys.

Best for conference or meeting groups
Baker's Cay Resort Key Largo, Curio Collection, Key Largo, Florida

Baker's Cay Resort Key Largo, Curio Collection

Baker's Cay — large conference center and 10 meeting rooms suitable for business events and groups.

Best for dining variety
Three Waters Resort and Marina lobby lounge with velvet chairs and wood display shelving.

Three Waters Resort and Marina

Three Waters — nine+ dining venues from rooftop to swim-up bar and the historic Tiki Bar.

Best for a Hilton-branded beachfront stay
Baker's Cay Resort Key Largo, Curio Collection, Key Largo, Florida

Baker's Cay Resort Key Largo, Curio Collection

Baker's Cay — Curio Collection affiliation with the predictable service and amenities that brings.

Frequently asked questions

Three Waters Resort and Marina vs Baker's Cay Resort Key Largo, Curio Collection: FAQs

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Which property is better for families with kids?

Three Waters is more family-oriented overall with three pools, kids’ activities and multiple casual dining options; Baker's Cay accepts children but has a quieter, simpler resort layout.

Which resort is easier for boating and fishing?

Three Waters has the on-site full-service marina with 72 slips and direct access to fishing charters, so it’s the better choice for boaters and anglers.

Does Baker's Cay have beachfront access?

Yes — Baker's Cay lists private beach access with loungers and umbrellas as part of its beachfront amenities.

Which hotel has an adults-only experience?

Three Waters has The Cove, a 21+ adults-only enclave with its own pool and private walk-in beach; Baker's Cay is not adults-only.

Are both hotels suitable for meetings and events?

Yes — Baker's Cay highlights a large conference center and 10 meeting rooms, while Three Waters also offers extensive indoor and outdoor event spaces and beachfront venues.

Private pool cabana and loungers with ocean view at Three Waters Resort and Marina
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