
Three Waters Resort and Marina
Best for boaters, families, and guests who want many on-site dining and activity choices tied to a full-service marina.
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Three Waters Resort and Marina is a larger Islamorada waterfront resort with a marina, multiple pools and many dining venues; read this if you want an active Keys stay with boating, family options and social spots. Baker's Cay Resort Key Largo, Curio Collection is a Hilton-affiliated Key Largo beachfront resort; read this if you want a recognizable-brand, relaxed waterfront stay with resort services and conference facilities.
Updated · about 13 miles apart

Best for boaters, families, and guests who want many on-site dining and activity choices tied to a full-service marina.

Best for travelers who want a Hilton-branded beachfront resort in Key Largo with meeting space and straightforward resort services.
When Three Waters wins: Choose Three Waters Resort and Marina if you want a marina with 72 slips, lots of on-site dining and bars (including a swim-up bar and historic Tiki Bar), three pools including an adults-only Cove area, and ready access to boats, fishing charters and inter-resort water taxi service — it’s the more social, marina-driven property.
When Baker's Cay wins: Choose Baker's Cay Resort Key Largo, Curio Collection if you prefer a Hilton Curio-branded Key Largo beach resort with two outdoor pools, conference facilities and classic resort services (24-hour business center, multiple bars/lounges, concierge) in a compact, familiar-brand package.
Bottom line: Both put you on Keys waterfronts, but Three Waters leans into boating, varied F&B and a livelier, multi-venue atmosphere; Baker’s Cay is a solid, Hilton-affiliated beachfront option if you want simpler, service-oriented resort facilities and meeting space in Key Largo.
| Category | Three Waters Resort and Marina | Baker's Cay Resort Key Largo, Curio Collection |
|---|---|---|
| Overall vibe | Marina-focused, social, multiple venues and family-friendly with an adults-only enclave | Calmer Hilton Curio waterfront resort focused on relaxation and meetings |
| Location | Islamorada (mile marker ~84), on 15 waterfront acres where Atlantic, Bay and Gulf meet | Key Largo (97000 Overseas Hwy), beachfront on the ocean side |
| Size (rooms) | 214 rooms, suites and cottages | 200 guestrooms |
| Ages / policy | All-ages resort with a 21+ adults-only section (The Cove) and family-friendly pools/activities | All-ages resort (not adults-only) |
| Pools | Three outdoor pools (including an adults-only Cove pool) and swim-up Kokomo bar | Two outdoor pools and one hot tub |
| Beach / waterfront | Private beaches and multiple beach venues across the property (including Cove beach) | Private beach access and beach loungers/umbrellas |
| Marina / boating | Full-service 72-slip marina with fishing charters and deepest channel in Upper Keys | Boat/boat tours and nearby marinas; boat on site and tours available |
| Restaurants & bars | Nine+ onsite dining destinations (Kindler, Little Limón rooftop, Mercado Morada, Tiki Bar, Islamorada Pizza Co., Kokomo swim-up, Lucky Twist, Starbucks, Hideaway) | Two restaurants (including Calusa), a coffee shop, 4 bars/lounges and a poolside bar |
| Spa & wellness | Oceanside massages and open-air fitness center; 21+ Wave Motion Studio at The Cove | Spa treatment rooms available and fitness/fitness classes on site |
| Meetings & events | Extensive waterfront event space and multiple indoor/outdoor venues (large beach capacities) | Large conference center with ~16,996 sq ft and 10 meeting rooms |
| Brand / affiliation | Marriott Tribute Portfolio (reopened 2024) | Hilton Curio Collection |
Three Waters sits at mile marker ~84 on 15 waterfront acres in Islamorada with immediate marina access.
Choose Three Waters for a more activity-packed Islamorada base with convenient marina access and inter-resort water taxi.
Baker's Cay is located on Overseas Highway in Key Largo with direct oceanfront access.
Choose Baker's Cay if you want a straightforward beachfront Key Largo stay with easy access to local marine attractions.
Three Waters offers 214 rooms, suites and cottages across multiple room types, including The Cove adults-only options.
Three Waters provides broad room choices for families and adults wanting a separate adults-only enclave.
Baker's Cay has 200 guestrooms with private balconies and pillowtop beds.
Baker's Cay supplies standard, comfortable rooms in a Hilton Curio package with beach-facing options.
Three Waters emphasizes a wide, varied dining program across nine+ venues from casual to elevated.
Three Waters is for guests who want lots of on-property choices and different atmospheres across casual and elevated venues.
Baker's Cay offers two restaurants (notably Calusa) plus multiple bars and a coffee shop.
Baker's Cay keeps dining simpler and focused on standard resort offerings and several bar/lounge options.
Three Waters provides three year-round pools, multiple beaches and a swim-up bar for active days by the water.
Three Waters gives both family-oriented and adults-only pool/beach options on the same property.
Baker's Cay features two outdoor pools, a hot tub and private beach access for leisurely beach days.
Baker's Cay is focused on straightforward pool and beach relaxation with typical resort water‑sport options nearby.
Three Waters offers oceanside massage services, an open-air fitness center and multiple evening venues.
Pick Three Waters if you want beachfront spa treatments plus lively evening activity options across venues.
Baker's Cay lists spa treatment rooms and fitness classes along with evening lounges and bars.
Baker's Cay fits guests who prefer quieter hotel bars and standard spa/fitness services under a major brand.

Three Waters — full-service 72-slip marina, fishing charters and the deepest channel in the Upper Keys.

Baker's Cay — large conference center and 10 meeting rooms suitable for business events and groups.

Three Waters — nine+ dining venues from rooftop to swim-up bar and the historic Tiki Bar.

Baker's Cay — Curio Collection affiliation with the predictable service and amenities that brings.
Three Waters is more family-oriented overall with three pools, kids’ activities and multiple casual dining options; Baker's Cay accepts children but has a quieter, simpler resort layout.
Three Waters has the on-site full-service marina with 72 slips and direct access to fishing charters, so it’s the better choice for boaters and anglers.
Yes — Baker's Cay lists private beach access with loungers and umbrellas as part of its beachfront amenities.
Three Waters has The Cove, a 21+ adults-only enclave with its own pool and private walk-in beach; Baker's Cay is not adults-only.
Yes — Baker's Cay highlights a large conference center and 10 meeting rooms, while Three Waters also offers extensive indoor and outdoor event spaces and beachfront venues.
Explore how Three Waters Resort and Marina stacks up against other hotels nearby:
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