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Three Waters Resort and Marina Islamorada, Florida
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Hotel comparison guide

Three Waters Resort and Marina vs Amara Cay Resort

Three Waters Resort and Marina is a larger, marina-centered Islamorada resort with multiple pools, a full-service marina, and family- and group-friendly spaces. Amara Cay Resort is a sleeker, beachfront Islamorada property with a smaller campus and a simpler set of on-site dining and pool options; read this if you’re choosing between a marina-focused, activity-rich stay and a straightforward beachfront resort.

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Aerial view of Three Waters Resort and Marina pool, decks and oceanfront shoreline.

Three Waters Resort and Marina

Marina-centered · Multiple pools · Family-friendly

Best for boating, fishing charters, and a bigger resort campus with more dining and pool choices.

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Amara Cay Resort, Islamorada, Florida

Amara Cay Resort

Beachfront · Sleek design · 2 restaurants

Best for travelers who want a compact beachfront resort with a straightforward set of amenities and easy beach access.

Quick Verdict: Three Waters Resort and Marina vs Amara Cay Resort

When Three Waters Resort and Marina wins: choose Three Waters if you want a larger resort campus with a full-service 72-slip marina, three pools (including an adults-only Cove pool), more restaurants and bars, on-site oceanside massages, and activities for families and groups.

When Amara Cay Resort wins: choose Amara Cay if you prefer a sleeker, smaller beachfront property with fewer on-site venues and a simpler, more compact stay in Islamorada.

Bottom line: both are Islamorada Resort Collection sister properties with beach access and shared water-taxi connections; pick Three Waters for scale, dining variety, and boating options, or pick Amara Cay for a smaller, beachfront-focused stay.

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Three Waters Resort and Marina vs Amara Cay Resort – At a Glance

Side-by-side facts for Three Waters Resort and Marina and Amara Cay Resort
CategoryThree Waters Resort and MarinaAmara Cay Resort
Overall vibeLarger marina resort campus with historic tiki bar, multiple pools, varied dining and family-friendly programming.Sleek, beachfront resort with a more compact set of on-site facilities and a straightforward beachfront feel.
Location84001 Overseas Hwy, Islamorada; on 15 waterfront acres at mile marker 84 with marina access.80001 Overseas Hwy, Islamorada; beachfront property in Matecumbe.
Size (rooms)214 rooms, suites, and cottages.110 rooms.
Ages / audienceAll-ages resort overall; includes The Cove, a 21+ resort-within-a-resort.All-ages property (not adults-only).
PoolsThree outdoor pools year-round (Kokomo swim-up bar pool, Overseas Pool, and The Cove 21+ pool).One outdoor pool listed.
Restaurants & barsNine+ on-site dining destinations (Kindler Wood-Fired Fare, Little Limón rooftop, Mercado Morada, Tiki Bar, swim-up Kokomo, etc.).Two restaurants and three bars/lounges listed; poolside bar available.
Spa / wellnessOceanside massage services (Oo La La / Ooh La La) and open-air fitness areas including a Wave Motion Studio (21+).Not published
Marina & water sportsFull-service marina with 72 slips, fishing charters, motor boating, snorkeling, paddleboarding on-site.Water activities nearby and on-site options such as kayaking and scuba listed; no full-service marina noted.
Resort fee / extrasNightly resort fee includes Rum Runner water taxi, bike and paddleboard rentals, shuttle, welcome cocktail, enhanced Wi‑Fi, self-parking.Not published
Pet policyWelcomes well-mannered dogs with $150 non-refundable fee per room per stay (max two dogs).Pet policy: Guests can arrange to bring pets by contacting property (pet fee listed when applicable).

A Look Inside Three Waters Resort and Marina

Three Waters Resort and Marina: rooms & suitesRooms & suitesThree Waters Resort and Marina: pools & beachPools & beachThree Waters Resort and Marina: diningDiningThree Waters Resort and Marina: spa & wellnessSpa & wellness
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Location: Three Waters vs Amara Cay

Three Waters Resort and Marina – Location

Three Waters sits on 15 waterfront acres at mile marker 84 with marina access and multiple beaches.

  • Full address: 84001 Overseas Hwy, Islamorada, FL 33036.
  • Close to Theater of the Sea, Windley Key Fossil Reef, and local attractions like Robbie's and the History of Diving Museum.
  • Complimentary Rum Runner water taxi links Three Waters with sister properties.

Choose Three Waters if you want the largest on-site waterfront footprint and easy inter-resort water access.

Amara Cay Resort – Location

Amara Cay is a Matecumbe beachfront resort located on Overseas Highway with direct private beach access.

  • Full address: 80001 Overseas Hwy, Islamorada, FL 33036.
  • A short drive from local dive centers and Islamorada attractions such as Bud n’ Mary’s and Florida Keys Brewing Co.
  • Smaller campus focused on beachfront access rather than a marina.

Choose Amara Cay for a straightforward beachfront location and easy access to local dive and fishing operators.

Rooms: variety and family options

Three Waters Resort and Marina – Rooms

Three Waters offers 214 rooms, suites, and cottages with family- and adult-only options.

  • 25 room types including suites, cottages, and The Cove (21+) room categories.
  • Room choices include family-friendly suites with sofa beds and multi-bedroom options.
  • Check-in minimum age is 21; children are welcome throughout most of the resort.

Pick Three Waters for more room types and clearly separated adult-only and family areas.

Amara Cay Resort – Rooms

Amara Cay lists 110 air-conditioned rooms and a mix of standard rooms and suites.

  • Room list includes Standard Room King, Room 1 King Bed with Sofa bed Oceanfront, Studio Suite 1 King Bed Standard View, and multiple partial/oceanfront options.
  • Pillowtop beds, Egyptian cotton sheets, and in-room safes and desks are listed.
  • Accessible room types are available (several accessibility-designated room names are listed).

Choose Amara Cay for a compact set of beachfront room options including oceanfront and partial-ocean views.

Dining & drinks: more choices vs streamlined options

Three Waters Resort and Marina – Dining & drinks

Three Waters provides a wide mix of restaurants and bars across the campus.

  • Signature restaurant: Kindler Wood-Fired Fare (breakfast, brunch, dinner).
  • Rooftop dining at Little Limón plus Mercado Morada, the historic Tiki Bar, Islamorada Pizza Co., Kokomo swim-up bar, Lucky Twist, and Starbucks.
  • Multiple venues offer happy hour and diverse cuisine from wood-fired to Latin street-food.

If on-site dining variety matters, Three Waters gives many different atmospheres and menus.

Amara Cay Resort – Dining & drinks

Amara Cay lists two restaurants and three bars/lounges for on-site dining and drinks.

  • ReelCatch is named as one of the resort’s two restaurants.
  • Poolside bar and multiple lounges are included among the listed amenities.
  • Cooked-to-order breakfast is available for a fee; some room service hours are limited.

Amara Cay suits travelers who want a smaller, simpler set of on-site dining choices and quick beachside meals.

Pools & beach: multiple pools and an adults-only enclave vs single-pool beachfront

Three Waters Resort and Marina – Pools & beach

Three Waters runs three year-round pools and multiple beaches including The Cove, an adults-only enclave.

  • Pools: Kokomo (swim-up bar), Overseas Pool, and The Cove Pool (21+).
  • Five beaches across the resort collection, with private beach access and beach towels provided.
  • Pool and beach loungers, umbrellas, and family-friendly pool programming.

Families and groups will appreciate more pool options and a separate adults-only area at Three Waters.

Amara Cay Resort – Pools & beach

Amara Cay offers private beach access and one outdoor pool on-site.

  • On private beach with beach towels provided.
  • One outdoor pool listed among amenities and a poolside bar.
  • Water activities on site include kayaking, snorkeling, scuba diving, and fishing nearby.

Amara Cay is a good pick if you plan to spend most of your time on the beach and prefer a smaller pool area.

Wellness & nightlife: spa and activity options

Three Waters Resort and Marina – Wellness & nightlife

Three Waters has oceanside massage services and multiple active options across the property.

  • Oceanside massage offerings (Oo La La / Ooh La La) provide beachside treatments.
  • Open-air Fitness Center and a Wave Motion Studio (21+) with cardio and strength equipment.
  • Live music at the historic Tiki Bar and multiple bars with sunset programming.

Choose Three Waters for a broader mix of wellness and on-site evening entertainment.

Amara Cay Resort – Wellness & nightlife

Amara Cay lists fitness facilities and nearby nightlife options but no published on-site spa.

  • Fitness facilities are available on site.
  • Local bars, dive centers, and restaurants are within a short drive; Bud n’ Mary’s dive operations are nearby.
  • On-site entertainment and spa details are not published in the supplier listing.

Amara Cay is suitable if you plan to use nearby Islamorada nightlife and activities rather than rely on a large in-house spa program.

Who Wins? Best Pick by Travel Style

Best for boating & fishing
Three Waters Resort and Marina lobby seating area with green chairs and sculptural stone feature.

Three Waters Resort and Marina

Three Waters — full-service marina with 72 slips and year-round fishing charters.

Best for simpler beachfront stays
Amara Cay Resort, Islamorada, Florida

Amara Cay Resort

Amara Cay — compact beachfront resort with easy private beach access and a smaller set of on-site venues.

Best for lots of dining choices
Three Waters Resort and Marina lobby lounge with velvet chairs and wood display shelving.

Three Waters Resort and Marina

Three Waters — a wide range of restaurants and bars from wood-fired dining to rooftop and tiki bar scenes.

Best for a smaller property feel
Amara Cay Resort, Islamorada, Florida

Amara Cay Resort

Amara Cay — fewer rooms and a streamlined set of amenities for a lower-footprint stay.

Frequently asked questions

Three Waters Resort and Marina vs Amara Cay Resort: FAQs

See all FAQs →
Are both properties family-friendly?

Yes. Three Waters is explicitly family-friendly while also offering The Cove as a 21+ enclave; Amara Cay is not adults-only and welcomes families.

Can guests move between the two resorts?

Yes. The Islamorada Resort Collection operates a Rum Runner water taxi and shuttles that connect Three Waters with sister properties including Amara Cay.

Which property is better for boaters?

Three Waters has the full-service marina (72 slips) and is the clear choice for boating and fishing charters.

Does Amara Cay have a spa?

Not published

More Three Waters Resort and Marina Comparison Guides

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Private pool cabana and loungers with ocean view at Three Waters Resort and Marina
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