What’s included at Three Waters — and what costs extra
The nightly resort fee ($65) covers a package of on-site extras — beach and pool loungers and umbrellas, enhanced Wi‑Fi, self‑parking, a welcome cocktail, daily water‑taxi and shuttle service, bike and kayak/paddleboard rentals, and a reusable water bottle. Many other services are not included (meals, spa treatments, paid excursions, incidentals, deposits and some room upgrades).
In this guide
- What the resort fee includes
- Rooms, basic logistics, and what’s not included
- Pools, beaches, and age‑restricted areas
- Dining and bars — what’s included and what you’ll pay for
- Activities, marina services, and extras that cost more
- Fees, pet rules, deposits and payment notes
- Events and weddings — what’s included vs. what you’ll pay for
What the resort fee includes
Three Waters Resort and Marina charges a nightly resort fee; the property lists a $65 nightly fee that bundles several amenities intended for most guests.
The resort fee applies across the Islamorada Resort Collection and is designed to give guests access to shared services and equipment without separate daily charges.
- Rum Runner water taxi (connects Three Waters with sister properties)
- Daily 4-hour bike rental for 2 guests
- Daily 3-hour kayak/paddleboard rentals for 2 guests
- Daily shuttle service (local routes)
- Welcome cocktail for 2 and a reusable water bottle per guest
- Beach and pool loungers with umbrellas, enhanced Wi‑Fi, and self‑parking
| Item | Included? |
|---|---|
| Enhanced Wi‑Fi in rooms & public areas | Yes (via resort fee) |
| Self-parking | Yes (via resort fee) |
| Rum Runner water taxi | Yes (via resort fee) |
Rooms, basic logistics, and what’s not included
Three Waters has 214 rooms, suites, and cottages across multiple room types (examples: Room, Balcony, Ocean View; The Village Room; Junior Suite, with Sofa bed, Oceanfront; Suite, with Sofa bed, Balcony, Oceanfront).
Standard room rates do not include meals, spa treatments, paid excursions, or incidental charges. Check-in begins at 4:00 PM and check-out is by 11:00 AM; the primary guest on a reservation must be at least 21 to check in and must present a photo ID and credit card.
- Deposit: a deposit equal to one night's room rate plus one night's resort fee and taxes is typically taken at booking
- Cancellation windows vary by season (roughly 3–30 days depending on dates and rate)
- Payment methods accepted include Visa, Mastercard, American Express, Discover and UnionPay (cash and debit may not be accepted for room charges)
| Amenity | Typical status |
|---|---|
| Daily meals in restaurants (Kindler, Little Limón, Mercado Morada, etc.) | Not included — pay per item |
| Oceanside massage / Ooh La La spa treatments | Not included — book & pay separately |
| Room incidentals (mini‑bar, room service, paid activities) | Not included — charged to folio |
Pools, beaches, and age‑restricted areas
Three Waters maintains three year‑round pools: Kokomo Pool (with the swim‑up Kokomo Bar), Overseas Pool, and The Cove Pool — The Cove pool and The Cove beach are reserved for guests 21 and older.
Pool loungers, umbrellas and beach loungers are included with the resort fee; specialty cabanas, private set‑ups, or adults‑only upgrades for The Cove may involve separate booking rules or charges (check with concierge).
- Kokomo Pool: swim‑up bar operating roughly 11:00 AM–sunset
- Overseas Pool: family‑friendly pool open daily
- The Cove Pool & private beach: 21+ (adults‑only) area
| Pool / Beach | Access |
|---|---|
| Kokomo Pool (swim‑up bar) | Open to resort guests (no reservation required) |
| The Cove Pool & Cove beach | Adults only (21+) |
| Overseas Pool / family beaches | Open to all resort guests |
Dining and bars — what’s included and what you’ll pay for
Three Waters offers multiple on‑site restaurants and bars (examples: Kindler Wood‑Fired Fare, Little Limón, Mercado Morada, Tiki Bar, Islamorada Pizza Co., Kokomo swim‑up bar, Hideaway, Lucky Twist, Starbucks). Food and drinks are charged a la carte unless part of a special package.
Some dining perks are offered to locals on select days (Mon–Tue Monroe County resident discounts) and the resort runs happy‑hour promotions at several venues; these are discounts, not full meal coverage.
- Kindler Wood‑Fired Fare: signature restaurant (breakfast/brunch/dinner) — pay per meal
- Little Limón: rooftop dinner and cocktails — pay per meal; hours vary
- Kokomo swim‑up bar and Tiki Bar: cocktails and light bites — pay per order
- Lucky Twist soft‑serve and Starbucks: pay per item
| Dining spot | Typical service hours / notes |
|---|---|
| Kindler Wood‑Fired Fare | Breakfast/brunch/dinner — reservations recommended |
| Mercado Morada | Lunch & dinner hours vary by day |
| Islamorada Pizza Co. | Pizza by the slice before 3:00 PM; full menu at listed hours |
Activities, marina services, and extras that cost more
The resort operates a full‑service marina with 72 slips (including transient slips) and offers paid fishing charters, motorized excursions, and boat rentals. The resort fee does not cover charter fees, guided trips, fuel, or skipper charges.
Included gear covers basic non‑motorized rentals (kayaks and paddleboards for the daily time windows listed in the resort fee). Specialty guided tours, seaplane excursions, scuba diving, private lessons, and motorized watercraft use are extra.
- 72‑slip marina: transient and long‑term slips — marina services and charters are charged separately
- Fishing charters / motorboat rentals: paid per trip or per hour
- Scuba, guided snorkeling and seaplane excursions: book and pay separately
| Activity | Included? |
|---|---|
| Kayak / paddleboard (daily rental window) | Included via resort fee (limits apply) |
| Fishing charters | Not included — book/paid separately |
| Seaplane excursions | Not included — book/paid separately |
Fees, pet rules, deposits and payment notes
A non‑refundable pet fee of $150 per room per stay applies for up to two dogs; certified service dogs are exempt. Guests are responsible for any damage caused by pets.
Reservations commonly require a deposit equal to one night's room rate plus one night's resort fee and taxes. Early check‑in or late check‑out may be available for an additional cost.
- Pet fee: $150 non‑refundable (dogs only, maximum two dogs per room)
- Deposit: typically one night's room + one night's resort fee at booking
- Payment: major credit cards accepted; some room charges may not accept cash or debit
| Charge | Typical policy |
|---|---|
| Resort fee | $65 per night (covers listed amenities) |
| Pet fee | $150 non‑refundable per room per stay (dogs only) |
| Deposit at booking | One night's room rate + one night's resort fee (typical) |
Events and weddings — what’s included vs. what you’ll pay for
Three Waters offers a range of event spaces (beaches, tikis, Deckhouse, Bimini's Point) with published capacity figures; venue rental and catering are charged separately from guest rooms and resort fees.
Packages and site fees vary by venue, date and guest count — sample third‑party listings show diverse starting site fees and package pricing, so contact the resort’s sales team for current event pricing and what each package includes.
- Popular venues: Sunrise Beach, Paradise Beach, Fire Beach, Bimini's Point and various tiki pavilions — capacities vary (some venues list up to 400 guests)
- Event charges typically include site rental, catering, staffing and any bar service; audiovisual, extended event hours and setup fees are extra
- The Cove can be reserved for adults‑only ceremonies if guests want a 21+ environment for part or all of the event
| Venue | Capacity (example) |
|---|---|
| Sunrise Beach | Up to 400 guests |
| Paradise Beach | Up to 400 guests |
| Fire Beach (The Cove) | Up to 350 guests |
