Age policy and family details: can kids stay and where?

Three Waters Resort and Marina is an all-ages resort: children of all ages are allowed across most of the property. The Cove is a separate adults-only (21+) enclave with its own private beach and pool, but that restriction applies only to The Cove area, not to the whole resort.
In this guide
Summary of the age policy
Three Waters Resort and Marina welcomes families and guests of all ages across the main resort, with pools, beaches and activities suitable for kids.
However, the property includes an adults-only section called The Cove; The Cove’s beach, pool and some venues are reserved for guests 21 and older.
- Main resort: family-friendly, kids allowed everywhere except The Cove spaces reserved for 21+.
- The Cove: adults-only (21+) resort-within-a-resort with its own private pool and walk-in beach.
- Check-in: the primary guest checking in must be 21+ with photo ID (resort policy).
| Area | Age access |
|---|---|
| Three Waters main pools & beaches | All ages |
| The Cove pool & beach | 21 and over only |
| On-site dining (general venues) | All ages unless venue listed 21+ (e.g., Hideaway) |

What The Cove (21+) covers
The Cove is described by the resort as a mini-resort within Three Waters that is reserved for guests 21 and older. It has its own private walk-in beach, pool and some adults-only outlets.
Hideaway, the food-and-drink venue within The Cove, is also a 21+ spot and operates with hours that serve the Cove guests. If you want a quieter, adult-only stay, request accommodations or access in The Cove when booking.
- Cove-specific features: private walk-in beach, Cove pool (21+), Wave Motion Studio (21+ fitness space), Hideaway (21+ dining).
- Rooms listed with Cove labels include: Room, View at The Cove (21); Room, Ocean View at The Cove (21); Junior Suite, Ocean View at The Cove (21); Suite, 1 Bedroom at The Cove (Ages 21).
| Cove room names (exact) | Typical bedding |
|---|---|
| Room, View at The Cove (21) | 1 King Bed |
| Junior Suite, Ocean View at The Cove (21) | 1 King Bed |
| Suite, 1 Bedroom at The Cove (Ages 21) | 1 King Bed and 1 Double Sofa Bed |
Family-friendly rooms and beds
Several room types are better suited to families because they offer two beds or a sofa bed. Room names and bedding are listed exactly on the resort’s room inventory.
If you need space for children to sleep separately or want a suite living area, look for rooms that include a Double Sofa Bed or multiple beds when booking.
- Good family options (exact names): Room, Ocean View (2 Queen Beds); Room, Marina View (2 Queen Beds); The Village Room (1 King Bed or 2 Queen Beds).
- Suites with extra sleeping space: Junior Suite, with Sofa bed, Oceanfront (1 King Bed and 1 Double Sofa Bed); Suite, with Sofa bed, Balcony, Oceanfront (1 King Bed and 1 Double Sofa Bed); 1 Bedroom Suite, Ocean view, Sofabed, Balcony (1 King Bed and 1 Double Sofa Bed).
- Larger options: 2 Bedroom Suite, 2 Kings, Sofabed, Balcony (2 Double Beds) if you need separate bedrooms.
| Room type | Extra sleeping |
|---|---|
| Junior Suite, with Sofa bed, Oceanfront | Double Sofa Bed |
| 1 Bedroom Suite, Ocean view, Sofabed, Balcony | Double Sofa Bed |
| Room, Ocean View (2 Queen Beds) | Two queen beds |

Kids’ activities, pools and family facilities
The resort’s family-friendly facilities include three year-round pools (Kokomo Pool, Overseas Pool, plus The Cove Pool which is 21+). The Kokomo Pool features a swim-up bar but is part of the family-accessible pool roster.
On-site family amenities noted by the resort include children’s pools/areas, an arcade/game room and kid-oriented food options like Lucky Twist (soft-serve ice cream). The nightly resort fee includes certain activity rentals such as kayaks and paddleboards that families can use.
- Pools: Kokomo Pool (swim-up bar), Overseas Pool (family access), The Cove Pool (21+).
- Activities & kid-focused venues: arcade/game room, Lucky Twist soft-serve window, beach access and water rentals included in resort fee.
- Resort fee inclusions useful to families: daily kayak/paddleboard rentals and bike rentals (check current resort fee details when booking).
| Facility | Family access |
|---|---|
| Kokomo Pool (swim-up bar) | All ages (pool open 8 AM–sunset) |
| Overseas Pool | All ages (pool open 8 AM–sunset) |
| The Cove Pool | 21+ only (pool open 8 AM–sunset) |

Dining and kid-friendly eating options
Three Waters has a range of on-site restaurants and casual outlets that serve families. Islamorada Pizza Co. and Lucky Twist are examples of family-oriented, casual spots on the property.
Some venues or areas (for example, Hideaway in The Cove) are adults-only. Verify any venue age rules or hours with the concierge before you plan a family meal there.
- Family-friendly choices: Islamorada Pizza Co. (pizza and slices), Lucky Twist (soft-serve), Mercado Morada (casual waterfront), Kokomo (light bites poolside).
- Adults-only venues: Hideaway (21+), Cove dining areas.
- Kindler Wood-Fired Fare serves breakfast, brunch and dinner and is open to non-resort guests — reservations recommended.
| Venue | Family-friendly? |
|---|---|
| Islamorada Pizza Co. | Yes |
| Lucky Twist | Yes |
| Hideaway (The Cove) | No — 21+ |
Practical booking and check-in notes for families
The primary guest on the reservation must be at least 21 years old with a government photo ID to check in. That requirement does not prevent children or teens from staying in the same room once checked in by an eligible adult.
The resort charges a nightly resort fee that includes some family-use amenities (bike and water rentals, water taxi, pool and beach loungers). Pets (dogs only) are allowed with a fee; service dogs are exempt.
- Check-in time: 4:00 PM; check-out: 11:00 AM (resort times).
- Primary check-in age: 21+ required to check in (ID and credit card required).
- Pet policy: dogs allowed (up to two per room) with a $150 non-refundable pet fee; certified service dogs exempt.
| Item | What to expect |
|---|---|
| Resort fee | Covers water taxi, some rentals, enhanced Wi‑Fi, loungers (verify current inclusions) |
| Early check-in/late check-out | May be available for an extra cost; contact the resort |
| Room guarantees | A credit card deposit is required at booking (policies vary by season) |


